krikzil
Team Owner
I’ve always lived below my means. It enabled me to pay off my student loans in a few years. I drove my old car for years beyond when I could afford to buy a new one. I finally decided to buy a townhome when rents got nuts but I purchased far less than I qualified for. Same when I bought a home. I don’t buy designer anything and always pay off my credit card(s) each month. I keep my bills to one check. All this has given me the freedom now that I’m older to be able to travel and I plan to retire early.