MissDeee
General Manager
.I asked this mf hows his credit look he wanna talk about "oh its for sure improved over the years. I got you, its gon be good" like sir you know damn well yo score is -100
i can't stand his ass
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.I asked this mf hows his credit look he wanna talk about "oh its for sure improved over the years. I got you, its gon be good" like sir you know damn well yo score is -100
i can't stand his ass
how long before you paid it off?OP, no disrespect, but the both of you are stupid. Four years ago I bought a 2005 Toyota Camry with 117K miles for 5,999 at 24.99%. My credit was jacked due to losing a job, but I paid that car off quickly. The car I have now a 17 VW Jetta Turbo. 38K miles is at 5%. You NEED to know the value of the car before doing something like this. YOU ARE fµcked!
It was a 27-month loan paid in 12.how long before you paid it off?
That's great!! I would have done the same. seems that's the only way out of a bad car loan is to try to pay it off and don't look back.It was a 27-month loan paid in 12.
Burn it.man, let me tell y'all...
so I started a new job late last year and the commute was 2 hours by bus. Def not doing that... so I asked my dad if he'd finance a car quickly in his name (I don't have a license) and he agreed. My dads not very financially savvy but I let him handle it and go to some low level dealership for a quicker chance of approval.
2006 Toyota Corolla S. 150k Miles. 20% APR. Final price: $12k.
I pay $420 a month!!!!
12 fµck!ng thousand dollars! Like damn old man did you not read the damn paperwork?! I would've rather taken the damn bus instead
Anyway, I need advice on how I can get out of this sh!tty scam of a fµck!ng loan. The car lot he got the car from has a 2012 Grand Cherokee for the same goddamn price and I'm big mad. They're saying I can't trade in for a few months even though all of my payments have been on time AND I always throw a couple extra hundo a month for good measure. This is all bad, just BAD and it's been giving me mad anxiety. I need to get out of this trap asap someone please help
I know it's not in my name but I still would never want this to reflect negatively on my dads credit
EDIT: pls dont fµck!ng bring that stupid "get your life together" sh!t, im only 22 you old heffas! i make mistakes too! damn, IM ASKING FOR ADVICE. if you can't offer any then please for the love of all things holy do not even BOTHER
my first featured thread, and its of me being a hot ass mess. yall doin me dirty mane SOMEONE HELP ME
how long before you paid it off?
Get the payoff amount of the loan then go get a personal loan for that amount and pay off the car.
Don’t beat yourself up. It’s a lesson that you learned pretty early in life.
$420 for how many months?man, let me tell y'all...
so I started a new job late last year and the commute was 2 hours by bus. Def not doing that... so I asked my dad if he'd finance a car quickly in his name (I don't have a license) and he agreed. My dads not very financially savvy but I let him handle it and go to some low level dealership for a quicker chance of approval.
2006 Toyota Corolla S. 150k Miles. 20% APR. Final price: $12k.
I pay $420 a month!!!!
12 fµck!ng thousand dollars! Like damn old man did you not read the damn paperwork?! I would've rather taken the damn bus instead
Anyway, I need advice on how I can get out of this sh!tty scam of a fµck!ng loan. The car lot he got the car from has a 2012 Grand Cherokee for the same goddamn price and I'm big mad. They're saying I can't trade in for a few months even though all of my payments have been on time AND I always throw a couple extra hundo a month for good measure. This is all bad, just BAD and it's been giving me mad anxiety. I need to get out of this trap asap someone please help
I know it's not in my name but I still would never want this to reflect negatively on my dads credit
EDIT: pls dont fµck!ng bring that stupid "get your life together" sh!t, im only 22 you old heffas! i make mistakes too! damn, IM ASKING FOR ADVICE. if you can't offer any then please for the love of all things holy do not even BOTHER
my first featured thread, and its of me being a hot ass mess. yall doin me dirty mane SOMEONE HELP ME
yeah no sh!t sherlock how am i going to get to work to pay for said license? im STUDYING FOR MY DL. yall perfect know it alls on this site blow me fr
You need to make better choices. You said you’re 22. You’re not a kid you’re a big girl now. Good for your dad helping you out because that’s what all parents should do, but you put him in a bad position and you’re selfish. You said he wasn’t financially savvy but you still let him do it knowing this could happen. Because you had to have a car right now and yet you can’t even drive. WTF.man, let me tell y'all...
so I started a new job late last year and the commute was 2 hours by bus. Def not doing that... so I asked my dad if he'd finance a car quickly in his name (I don't have a license) and he agreed. My dads not very financially savvy but I let him handle it and go to some low level dealership for a quicker chance of approval.
2006 Toyota Corolla S. 150k Miles. 20% APR. Final price: $12k.
I pay $420 a month!!!!
12 fµck!ng thousand dollars! Like damn old man did you not read the damn paperwork?! I would've rather taken the damn bus instead
Anyway, I need advice on how I can get out of this sh!tty scam of a fµck!ng loan. The car lot he got the car from has a 2012 Grand Cherokee for the same goddamn price and I'm big mad. They're saying I can't trade in for a few months even though all of my payments have been on time AND I always throw a couple extra hundo a month for good measure. This is all bad, just BAD and it's been giving me mad anxiety. I need to get out of this trap asap someone please help
I know it's not in my name but I still would never want this to reflect negatively on my dads credit
EDIT: pls dont fµck!ng bring that stupid "get your life together" sh!t, im only 22 you old heffas! i make mistakes too! damn, IM ASKING FOR ADVICE. if you can't offer any then please for the love of all things holy do not even BOTHER
my first featured thread, and its of me being a hot ass mess. yall doin me dirty mane SOMEONE HELP ME
1. The vehicle is not in your name so you cannot do anything with the loan, refinancing, or anything else other than make the payment to help your father, who helped you out.
2. More than likely his finance company is a second chance finance company like Credit Acceptance, Sandtander, and the like so no one is going to refinance the loan without a substantial down payment because YOU ARE UPSIDE DOWN as far as the value of the vehicle is concerned.
3. You might as well pay it off as quickly as possible, obtain your license, and have your father either sell you the car for a nominal price or use it towards buying a newer vehicle once it is paid off.
You are running the risk of loosing the vehicle if you are driving without a valid permit or DL. If the car ends up impounded, that is more expenses that your father will be legally responsible for.
All that I can advise is pay it off and get your sh!t together or change jobs to something closer to home with public transportation.
IM NOT WORRIED ABOUT GETTING PULLED OVER fµck THE LAW I JUST NEED TO GET RID OF THIS FONKY ASS CAR. HOW IS A LICENSE GOING TO DO THAT
PLEATHE
man, let me tell y'all...
so I started a new job late last year and the commute was 2 hours by bus. Def not doing that... so I asked my dad if he'd finance a car quickly in his name (I don't have a license) and he agreed. My dads not very financially savvy but I let him handle it and go to some low level dealership for a quicker chance of approval.
2006 Toyota Corolla S. 150k Miles. 20% APR. Final price: $12k.
I pay $420 a month!!!!
12 fµck!ng thousand dollars! Like damn old man did you not read the damn paperwork?! I would've rather taken the damn bus instead
Anyway, I need advice on how I can get out of this sh!tty scam of a fµck!ng loan. The car lot he got the car from has a 2012 Grand Cherokee for the same goddamn price and I'm big mad. They're saying I can't trade in for a few months even though all of my payments have been on time AND I always throw a couple extra hundo a month for good measure. This is all bad, just BAD and it's been giving me mad anxiety. I need to get out of this trap asap someone please help
I know it's not in my name but I still would never want this to reflect negatively on my dads credit
EDIT: pls dont fµck!ng bring that stupid "get your life together" sh!t, im only 22 you old heffas! i make mistakes too! damn, IM ASKING FOR ADVICE. if you can't offer any then please for the love of all things holy do not even BOTHER
my first featured thread, and its of me being a hot ass mess. yall doin me dirty mane SOMEONE HELP ME
Why didn’t you go with him? You didn’t want to pick out a car you would have liked? I think once y’all got to the paperwork part then you probably would have put a stop to it all...
Bruhhhhhh have you seen them NEW Rav4s? They're as big as the old Highlanders.... Them thangs are NIIIIICE!!!! I mean they're tricked the fµck out and spacious as FCK.Toyotas are easy to repair, parts are extremely cheap and plentiful, and they are reliable long term. Usually 300k miles in a lifetime if you keep on top of the maintenance...
But 12k for a 2006 Corolla is out fµck!ng rageous.
12 stacks and you ain't even got no bluetooth to play your music from ya phone or nothing. Yeah he got completely ripped off. For that kinda money you should have been pushing a 2012/2013 Highlander or something if he found a decent deal.
sh!t probably like 106months lmaoooHow long is this loan?
LMAOOOOOOOOOOOGirl drive that car to the worst neighborhood in a 25 mile radius and leave the keys in the ignition.
I bought an 18 year old car for $400 a few years ago. This car you have op is a 15 year old car lol. I'm sorry. Lesson learned though.
I bought an 18 year old car for $400 a few years ago. This car you have op is a 15 year old car lol. I'm sorry. Lesson learned though.
Get the payoff amount of the loan then go get a personal loan for that amount and pay off the car. The interest rate on the personal loan should be lesser than the rate you got now. Your payments should be much cheaper.
Corollas are very good cars and, if maintained, can be driven to about 250K miles.
Don’t beat yourself up. It’s a lesson that you learned pretty early in life.