Aww, thanks. Believe me, it's been really tough at times. I have felt like giving up but there's no way I am doing that. My birth mother was an Actuarist too but she was murdered when I was two. I have always wanted to be an Actuarist ever since I understood what my mom did for a living. I suppose it's my way of paying homage to her.I envy you. I am of anyone who is great at math beyond algebra. Who can be great at aplplied mathematics